December is a hectic month. As the end of the year quickly approaches, there’s holiday shopping, festive parties, exchanging gifts, and out of town guests. But don’t overlook your flex benefits funds before the new year! Any unused funds won’t rollover and their expiration is quickly approaching as plans reset January 1 of the new calendar year. For the majority of insurance plans, this is when flexible spending, health savings, and insurance benefits expire. These benefits will disappear for good so you might as well use them!
Whether your flex-benefits plan is a Cafeteria, FSA or a Set-Up, it’s important to take advantage of these insurance benefits. It’s an excellent opportunity for some preventative care.
Prevention is healthy for your mouth and finances. Most plans will typically cover 100% of preventative services so there’s no copay for you when visiting. Prevention is critical for your oral health as well. Treating dental problems early instead of putting off treatment can keep the issue from getting worse. By delaying dental treatment, a simple fix could turn more costly and extensive. For example, a neglected cavity may turn into a root canal.
Another reason to use up flex benefits? Your deductible will reset at the start of the year. This is the out-of-pocket amount you have to pay before insurance kicks in. If you’ve already met your deductible, you definitely want to schedule those last-minute treatments. It’s even more important if you’re in need costly care.
We provide quality, modern, and comprehensive dentistry to nurture your smile. Which dental services could your flex benefits go towards?
● General check-up and teeth cleaning
- Treating cavities and metal-free fillings
- Endodontics (root canal therapy)
- Oral Surgery/Extraction
- Periodontics (gum therapy)
- Athletic and Nighttime Mouthguards
- TMJ Therapy
We understand that visiting the dentist is something people may dread or put off. So our practice puts forth an extra effort to make sure that you are comfortable and happy every time you visit us. So don’t wait! Check your balance and with your insurer to see what you still have available. Then make an appointment online with our eco-friendly dental office or call us at 503- 643-4719. Se Habla Español! Our dentists will help nurture your smile and you can use up your funds before ringing in 2018.
From our Beaverton TenderCare Dental family to yours, we hope you have a wonderful holiday season!